Terms of Service
Last updated: July 27, 2026
1. Agreement
These Terms of Service ("Terms") govern your access to and use of the Riskora website, dashboard, and API (the "Service"), operated by BountEx Labs, LLC ("Riskora", "we", "us"), [ADDRESS — TODO]. By creating an account or using the Service, you agree to these Terms. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization, and "you" refers to it.
2. The Service
Riskora provides anti-money-laundering (AML) risk scores for blockchain addresses, generated from public on-chain data using deterministic rules, machine-learning models, sanctions-list screening, and multi-hop taint analysis, together with related features such as scan history, API access, and AI-generated explanations.
3. Accounts and API keys
- You must provide accurate registration information and keep your credentials and API keys confidential.
- API keys are shown once at creation and stored only as hashes; treat them like passwords.
- You are responsible for all activity under your account and keys. Notify security@riskora.co immediately of any unauthorized use.
- You must be at least 18 years old and act in a business capacity.
4. Credits and payment
- Scoring consumes credits; the current pricing is shown at purchase time.
- Except where required by law, purchased credits are non-refundable and non-transferable.
- Free-tier allowances may be changed or withdrawn with notice.
- You are responsible for applicable taxes.
5. Acceptable use
You agree not to:
- use the Service for any unlawful purpose, or to facilitate money laundering, fraud, or sanctions evasion;
- resell, sublicense, or provide the Service to third parties except as permitted by a separate written agreement;
- attempt to probe, scan, or breach the Service or its providers, bypass rate limits or access controls, or reverse-engineer the Service except where such restriction is prohibited by law;
- misrepresent scores or present them as guarantees, certifications, or law-enforcement determinations;
- interfere with other users' use of the Service.
6. Scores are decision-support, not determinations
Risk scores are informational risk indicators. They are not legal, compliance, or financial advice; not proof that an address is or is not involved in illicit activity; and not a substitute for your own policies, investigations, and regulatory obligations.
You must not use a Riskora score as the sole basis for blocking or freezing assets, rejecting a customer, filing a suspicious-activity report, or any similar decision. Final compliance decisions — and the duty to make them — remain entirely yours.
7. No warranty of regulatory compliance
Use of the Service does not, by itself, make you compliant with any AML, counter-terrorist-financing, sanctions, or other regulatory regime. We warrant the professional operation of the Service; we do not warrant that your use of it satisfies any specific legal obligation.
8. Intellectual property
We own the Service, including the scoring models, software, and documentation. You own your data. We grant you a limited, non-exclusive, non-transferable right to use the Service during the term, and to use the scores you generate for your internal compliance purposes. You grant us the right to process your queries to provide and improve the Service.
9. Confidentiality
Each party will protect the other's non-public information with reasonable care and use it only for the purposes of these Terms. Non-public reports shared with you (for example, infrastructure attestation reports under NDA) remain our confidential information or that of our providers.
10. Disclaimers
Except as expressly stated, the Service is provided "as is" and "as available". We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement. Blockchain data is sourced from public networks and third-party nodes; we do not warrant its completeness or accuracy.
11. Limitation of liability
To the maximum extent permitted by law: (a) neither party is liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenues, or data; and (b) our aggregate liability arising out of these Terms is limited to the amounts you paid us in the twelve months preceding the claim. Nothing in these Terms limits liability that cannot be limited by law.
12. Indemnification
You will indemnify and hold us harmless from claims arising out of your use of the Service in violation of these Terms, your compliance decisions, or your infringement of third-party rights.
13. Term and termination
These Terms apply while you use the Service. You may close your account at any time. We may suspend or terminate access for breach, unlawful use, or risk to the Service, with notice where practicable. On termination, your right to use the Service ends and we handle your data per our Privacy Policy. Sections that by their nature survive (including 6, 7, 10–12) survive termination.
14. Governing law and venue
These Terms are governed by the laws of the State of [STATE — TODO], excluding conflict-of-law rules. The courts located in [VENUE — TODO] have exclusive jurisdiction, except that either party may seek injunctive relief anywhere to protect its intellectual property or confidential information.
15. Changes
We may update these Terms; material changes are announced by email or in the dashboard before taking effect. Continued use after the effective date constitutes acceptance.
16. Contact
Questions about these Terms: legal@riskora.co.